Debt Recovery

Pre-Action Protocol Compliance

Recovery & Collections meticulously adheres to the Pre-Action Protocol for Debt Claims, which mandates early communication and exhaustive information exchange prior to litigation. We ensure every letter of claim dispatched includes a comprehensive breakdown of the debt, accrued interest, and charges, alongside a clear path to resolution, whether through repayment plans or Alternative Dispute Resolution (ADR), thus aligning with the UK's current legislative framework

Second Placement Debt Recovery

Our record in successful 'Second Placement Debt' collection is robust, pivoting on our ability to employ strategies refined for today's legal landscape. When previous agencies falter, Recovery & Collections steps in with adaptive tactics and professional agents, navigating the complexities of modern debt recovery with expertise and legal savvy

Holistic Office & Field Collection Strategies

In our bid to maximize debt recovery, we blend traditional office-based methods with dynamic field strategies. Our agents span the UK mainland, fostering in-person dialogues underpinned by the latest in communication technology. This dual approach not only meets but exceeds today's collection standards, providing a tailored and effective service for every client

Advanced Trace & Collect Services

Leveraging the latest databases and credit agency intelligence, our Trace & Collect services are unmatched. We reunite you with lost customers and overdue payments, backed by a team skilled in the art of negotiation and the science of data verification, ensuring no debt remains unaddressed in today's fast-paced economic environment

Litigation Aligned with Current Legislation

When conventional collection strategies meet their limit, our litigation services take center stage. Informed by the latest legal research and reporting, we determine when to initiate legal proceedings, ensuring every action is compliant with current UK debt recovery laws, including statutory interest claims as stipulated by government guidelines

Resolution of Disputed Debts

Disputed debts, especially those entangled in disagreements over costs or service quality, require a nuanced approach. With our in-house legal expertise, Recovery & Collections is poised to navigate these disputes, balancing the need for resolution with the demands of present-day legislation and the potential for mediation or litigation

Recovery & Collections © 2025
Recovery & Collections is a trading style of Recovery And Collections UK Ltd. Registered in England & Wales.
Registered No. 13909618. Registered office: Merchants Court 2-12 Lord Street, Liverpool, England, L2 1TS